Terms & Conditions of Service

To create an account and purchase subscriptions on SurePass, you must be at least 18 years of age or have the express consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

You agree to provide true, accurate, current, and complete information during registration and to maintain and promptly update your profile information as necessary.

SurePass operates an online educational technology platform providing mock examination practice tests, chapter-wise quizzes, diagnostic scorecards, question explanations, and revision notes for financial certification modules (including NISM, NCFM, and related certifications).

Subject to these Terms and timely payment of applicable subscription fees, SurePass grants you a personal, limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and view the purchased digital mock exams solely for your own individual, non-commercial educational study.

Each SurePass account is strictly intended for one single individual user.

All materials hosted on the Platform—including but not limited to practice questions, answer rationales, mathematical formulas, mock exam algorithms, UI layouts, graphics, database schemas, code, and audio-visual assets—are the exclusive proprietary property of SurePass and are protected by Indian Copyright Act, 1957, trademark laws, and international intellectual property treaties.

Strictly Prohibited Actions:

• Copying, transcribing, photographing, screenshotting, or recording mock test questions or explanations.
• Using automated software, web scrapers, spiders, or crawlers to extract question banks or content.
• Distributing, re-uploading, broadcasting, or publishing our questions on Telegram groups, WhatsApp, YouTube, blogs, or forums.
• Attempting to decompile, reverse engineer, or disassemble any part of the test engine or software.
• Creating derivative commercial study materials based on our proprietary question repository.

Violators will be permanently banned from the platform and prosecuted to the maximum extent permissible under criminal and civil provisions of the Indian Copyright Act, 1957 and the Information Technology Act, 2000.

Prices for individual mock test modules and subscription bundles are displayed in Indian Rupees (INR) and are inclusive or exclusive of applicable Goods and Services Tax (GST) as explicitly noted at checkout.

Payments are executed via verified payment gateways (such as Razorpay) supporting UPI, credit cards, debit cards, net banking, and verified digital wallets. Access is activated immediately upon successful payment confirmation from the gateway. SurePass reserves the right to modify pricing or launch promotional offers at any time without retroactive adjustment.

Each course or practice package is sold with a specified validity duration (e.g., 30 days, 60 days, 90 days, or 180 days from the moment of purchase).

Upon the expiration of the stated validity period, access to mock exams and question sets automatically terminates. We do not automatically debit your account or auto-renew subscriptions without your explicit checkout confirmation. Users wishing to continue practicing after expiration may purchase an extension or renewal package.

SurePass provides simulated practice examinations and educational study resources on an “AS IS” and “AS AVAILABLE” basis.

We make no representations or warranties of any kind that using our mock tests will ensure or guarantee that you will pass the official NISM certification examination. Official examinations are administered independently by NISM, and exam outcomes depend entirely on individual student diligence, thorough reading of official NISM workbooks, and exam conditions.

SurePass is an independent educational preparatory service. We are not connected, affiliated, authorized, or endorsed by the National Institute of Securities Markets (NISM), Securities and Exchange Board of India (SEBI), NSE, BSE, or any other regulatory institution. All trademarks belong to their respective proprietors.

To the fullest extent permitted by applicable Indian law, SurePass, its founders, directors, employees, and licensors shall not be liable for any indirect, incidental, special, punitive, or consequential damages, including loss of profits, career opportunities, exam registration fees, or data loss arising out of the use or inability to use our platform.

In all circumstances, the total aggregate liability of SurePass for any claim under these Terms shall be strictly limited to the actual amount paid by you to SurePass for the specific subscription in dispute during the thirty (30) days preceding the event giving rise to liability.

These Terms and Conditions shall be governed by, construed, and enforced exclusively in accordance with the substantive laws of the Republic of India, without giving effect to any principles of conflicts of law.

Any legal action, suit, or proceeding arising out of or relating to these Terms or the Platform shall be subject to the exclusive jurisdiction of the competent courts situated in Mumbai, Maharashtra, India.